A blog about U.S. immigration matters by Paul Szeto, a former INS attorney and an experienced immigration lawyer. We serve clients in all U.S. states and overseas countries. (All information is not legal advice and is subject to change without prior notice.)

Contact: 732-632-9888, http://www.1visa1.com/

Thursday, August 6, 2026

USCIS Proposes to Narrow Discretionary Employment Authorization

 

Introduction

On June 5, 2026, the U.S. Department of Homeland Security (DHS) published a significant proposed rule titled "Clarification of Discretionary Employment Authorization for Certain Aliens" (DHS Docket No. USCIS-2026-0067, RIN 1615-AC98). The proposal represents one of the most consequential changes to employment authorization (EAD) policy in recent years, as it seeks to substantially limit USCIS's authority to grant discretionary work authorization to many categories of noncitizens.

According to DHS, the proposal is intended to align employment authorization regulations more closely with the Immigration and Nationality Act (INA) by limiting discretionary employment authorization to categories that Congress has expressly authorized or clearly contemplated. If finalized as proposed, the rule would eliminate or significantly restrict eligibility for employment authorization for several groups of noncitizens who currently may apply for Employment Authorization Documents (EADs) under existing regulations.

Major Proposed Changes and Affected Individuals

The proposed rule argues that existing regulations have expanded discretionary employment authorization beyond what Congress intended under the INA. DHS therefore proposes to revise 8 C.F.R. § 274a.12 to narrow the categories of individuals eligible for discretionary employment authorization.

In practical terms, DHS proposes to preserve employment authorization where the INA explicitly authorizes it, while removing or limiting eligibility for categories that exist primarily through agency regulation rather than express statutory authorization.

Individuals Who May Be Affected

The proposal specifically covers three Employment Authorization Document (EAD) categories:

  1. Parolees — Category (c)(11): Individuals paroled into the United States temporarily for urgent humanitarian reasons or significant public benefit. This includes groups of nationals who arrived through specific parole programs.
  2. Deferred Action Recipients — Category (c)(14): Individuals who have been granted deferred action (a temporary hold on deportation) by DHS.
  3. Orders of Supervision (OSUP) — Category (c)(18): Individuals who have received a final order of removal but are temporarily released from custody under an order of supervision because removal is impracticable (often because their home country refuses to issue travel documents or accept them).

Exemptions

It is important to note that DHS has explicitly stated this proposed rule does not apply to:

  • Deferred Action for Childhood Arrivals (DACA) recipients (category c33)
  • T visa applicants (victims of human trafficking)
  • Individuals granted deferral of removal under the Convention Against Torture (CAT)

Proposed Requirements for Covered Categories

For applicants falling under the (c)(11), (c)(14), and (c)(18) categories, the proposal introduces significant restrictions to receiving and renewing an EAD:

  • Economic Necessity: Applicants would generally have to provide financial data proving they have a financial need to work.
  • Criminal History Bar: Discretionary EADs would generally be denied to anyone with a criminal history—including those arrested, charged, or convicted of criminal acts, or found affiliated with a gang or terrorist organization.
  • Mandatory Biometrics: All discretionary EAD applicants would be required to submit fingerprints and biometric data for an FBI background check.
  • E-Verify Mandate: To qualify or renew, the applicant must demonstrate they are employed (or will be employed) by a business enrolled in the federal E-Verify system.
  • One-Year Validity: EADs issued under these categories would be restricted to a maximum validity period of one year.

The proposal reviews numerous regulatory provisions under 8 C.F.R. § 274a.12 and proposes eliminating or revising additional discretionary employment authorization categories that DHS believes exceed its statutory authority. 

Current Status and Effective Date

It is important to emphasize that this is only a proposed rule. DHS published the Notice of Proposed Rulemaking (NPRM) on June 5, 2026.  The proposal is undergoing the federal rulemaking process.  Members of the public, employers, attorneys, advocacy organizations, and other stakeholders have had the opportunity to submit public comments through Regulations.gov.  DHS must review the submitted comments before deciding whether to publish a Final Rule.  DHS may modify, narrow, or withdraw portions of the proposal after considering public feedback.

Recommendations for Affected Individuals

Although no immediate action is required solely because the proposal has been published, affected individuals should consider taking proactive steps.

1. Do Not Assume Current Rules Will Continue

Individuals relying on discretionary employment authorization should monitor developments closely. Regulatory proposals can change during the rulemaking process, but they may also become final with relatively short implementation periods.

2. Maintain Underlying Immigration Status Whenever Possible

Where feasible, maintaining a valid nonimmigrant status that independently authorizes employment may provide additional protection if discretionary EAD eligibility is narrowed in the future.

3. File Eligible Applications Promptly

Individuals who are currently eligible for employment authorization under existing regulations should consult with immigration counsel regarding the timing of EAD applications or renewals while current rules remain in effect.

4. Monitor Official USCIS Announcements

Only a Final Rule published after completion of the notice-and-comment process can change the current regulations. Until then, existing eligibility requirements remain unchanged.

5. Seek Individual Legal Advice

Because the proposal affects different immigration categories in different ways, individuals should consult an experienced immigration attorney before making employment or immigration decisions based on the proposed rule.


(Immigration laws and policies change regularly.  If you have any questions regarding this article, please visit www.1visa1.com to schedule a legal consultation.)  





Monday, August 3, 2026

New Public Charge Rule Will Significantly Change Financial Support Requirements for Immigrants

The Department of Homeland Security (DHS) has issued a sweeping new Final Rule that fundamentally changes how U.S. Citizenship and Immigration Services (USCIS) will evaluate the public charge ground of inadmissibility for adjustment of status applicants.

The rule, published on July 20, 2026, rescinds the 2022 Public Charge Rule and becomes effective on September 18, 2026. The new rule removes nearly all of the detailed regulatory framework that has guided USCIS adjudications over the past several years. Instead, immigration officers will have significantly broader discretion when determining whether an applicant is "likely at any time to become a public charge."

What Is Changing?

Under the 2022 rule, USCIS followed detailed regulations that defined what constituted a public charge, identified which public benefits could be considered, and established a structured framework for evaluating applicants.

Beginning September 18, 2026, those regulations will be eliminated. Instead, USCIS officers will rely primarily on the statutory factors listed in the Immigration and Nationality Act (INA) and an individualized "totality of the circumstances" review with substantial officer discretion.

Effective Date Is Critical

The new rule applies only to adjustment of status applications filed on or after September 18, 2026.

Applicants who are eligible to file before that date may benefit from submitting their applications early, allowing them to use the current version of Form I-485 before the revised forms become mandatory. USCIS is expected to release updated forms before the effective date.

Greater Officer Discretion

USCIS officers will evaluate each case individually using the statutory factors, including, age, health, family status, assets, resources, education, skills, etc.  USCIS may also consider:

  • Other individualized case-specific circumstances; and

  • Empirical data related to an applicant's ability to be self-sufficient.

Because many of these standards have not yet been fully defined, much will depend on future USCIS guidance and how officers apply the rule in practice.

A Broader Review of Public Benefits

The 2022 rule generally focused on limited categories of benefits, such as cash assistance for income maintenance and government-funded long-term institutional care.

Under the new rule, DHS indicates that USCIS may consider a much broader range of means-tested public benefits received on or after September 18, 2026, including federal, state, local, and tribal programs as part of the overall public charge analysis. Examples discussed by DHS include:

  • Medicaid

  • SNAP (food assistance)

  • Housing assistance

  • WIC

  • CHIP

  • School meal programs

  • Head Start

  • Certain tax credits, such as Earned Income Tax Credit (EITC), Child Tax Credit (CTC) and American Opportunity Tax Credit

Importantly, DHS states that receipt of benefits before September 18, 2026, will continue to be evaluated under the previous 2022 standards.

The Form I-864 May No Longer Carry the Same Weight

Historically, a properly completed Form I-864, Affidavit of Support, has been one of the strongest pieces of evidence demonstrating that an intending immigrant would not become a public charge.  The new rule changes that approach. A valid Form I-864 is still required when applicable.  However, simply having a qualifying sponsor may no longer be enough by itself to overcome public charge concerns if other facts suggest the applicant may become dependent on government assistance.

This change makes it difficult for applicants to be certain whether they have met the public charge requirement.

Expect More RFEs and Interview Questions

We anticipate that the new rule will result in:

  • More Requests for Evidence (RFEs)

  • More Notices of Intent to Deny (NOIDs)

  • More detailed public charge questioning during adjustment interviews

  • Longer processing times

In fact, AILA attorneys have already reported increased questioning at USCIS field offices even before the rule officially takes effect.

Who Is Exempt?

The following groups of individuals are generally exempt from the public charge requirements: 

  • Refugees

  • Asylees

  • T visa applicants

  • U visa applicants

  • VAWA self-petitioners

  • Several other humanitarian immigration categories

Likewise, public charge generally does not apply to U.S. citizens and usually does not apply to lawful permanent residents unless they are seeking admission after certain circumstances.

What Applicants Should Do Now

If you are planning to apply for adjustment of status, consider the following:

  • File before September 18, 2026, if eligible. Earlier filing may allow your application to be reviewed under the current forms and avoid uncertainty surrounding the new rule.

  • Prepare complete financial documentation. USCIS may examine your overall financial circumstances more closely than before.

  • Understand any public benefits received. Benefit use after the effective date may receive greater scrutiny.

  • Work closely with experienced immigration counsel. Because much of the new rule depends on officer discretion and future USCIS guidance, individualized legal advice will be increasingly important.

Final Thoughts

The 2026 Public Charge Final Rule marks one of the most significant changes to adjustment of status adjudications in recent years. Although the Affidavit of Support remains an important part of many family-based cases, it may no longer be sufficient by itself to resolve public charge concerns.

With broader officer discretion, evolving USCIS guidance, and revised application forms expected before September 18, applicants should begin preparing early and ensure their filings present the strongest possible evidence of financial stability and self-sufficiency.

As USCIS releases additional policy guidance and updated forms, applicants and sponsors should stay informed to ensure compliance with the new requirements.

Thursday, July 23, 2026

August 2026 Visa Bulletin: India EB-2 Remains "Unavailable"


August 2026 Visa Bulletin brought steady advancements for Family-based categories across most countries of chargeability. F2A filing dates remain "Current" for all countries. 

In the Employment-based categories, due to high demand, visa numbers for India EB-2 and EB-5 Unreserved preferences remain "Unavailable". The State Department indicates that, moving forward, continuous consumption of visa numbers may lead to retrogression or exhaustion of visa numbers in other preferences.

In August, USCIS will accept family-sponsored adjustment of status applications based on the Filing Dates chart, and employment-based adjustment of status applications based on the Final Action Dates chart.


AD: Dates for Final Action (Green Card Approval)  

FD: Dates for Filing Applications Only

Family-based

All Others

China

India

Mexico

Philippines

F1

A: 12/15/18

F: 06/15/19

A: 12/15/18

F: 06/15/19

A: 12/15/18

F: 06/15/19

A: 12/01/07

F: 12/01/08

A: 05/01/13

F: 04/22/15

F2A

A: 07/22/26

F: Current

A: 07/22/26

F: Current

A: 07/22/26

F: Current

A: 07/22/25

F: Current

A: 07/22/26

F: Current

F2B

A: 01/01/18

F: 01/01/19

A: 01/01/18

F: 01/01/19

A: 01/01/18

F: 01/01/19

A: 02/15/09

F: 05/15/10

A: 06/01/13

F: 10/01/13

F3

A: 05/15/12

F: 03/01/13

A: 05/15/12

F: 03/01/13

A: 05/15/12

F: 03/01/13

A: 07/01/01

F: 07/15/01

A: 02/22/06

F: 08/08/06

F4

A: 09/01/09

F: 06/22/10

A: 09/01/09

F: 06/22/10

A: 11/01/06

F: 12/15/06

A: 04/08/01

F: 04/30/01

A: 08/01/07

F: 03/22/08


1st: Unmarried Sons and Daughters of Citizens (about 23,400 per year).
2A: The 2 “A” preference is for Spouses and Children (under 21 & unmarried) of LPR's.
2B: The 2 “B” Preference is for Unmarried Sons and Daughters (21 or older) of LPR's.
3rd: Married Sons and Daughters of Citizens (about 23,400 per year)
4th: Brothers and Sisters of Adult Citizens. (about 65,000 per year)


Employment-based

All Others

China

India

Mexico

Philippines

EB-1

A: Current

F: Current

A: 07/01/23

F: 12/01/23

A: 10/15/22

F: 12/01/23

A: Current

F: Current

A: Current

F: Current

EB-2

A: Current

F: Current

A: 09/01/21

F: 01/01/22

A: Unavailable

F: 01/15/15

A: Current

F: Current

A: Current

F: Current

EB-3

A:09/01/24

F: Current

A:01/01/22

F: 01/08/22

A: 01/01/14

F: 01/15/15

A:09/01/24

F: Current

A: 08/01/23

F: 01/01/24

Other Workers

A: 04/01/22

F: 08/01/22

A: 05/01/19

F: 10/01/19

A: 01/01/14

F: 01/15/15

A:04/01/22

F: 08/01/22

A: 12/01/21

F: 08/01/22

EB-4

A: 10/15/22

F: 01/01/23

A: 10/15/22

F: 01/01/23

A: 10/15/22

F: 01/01/23

A:10/15/22

F: 01/01/23

A: 10/15/22

F: 01/01/23

EB-5

A: Current

F: Current

A: 12/01/16

F: 03/01/17

A: Unavailable

F: 05/01/24

A: Current

F: Current

A: Current

F: Current


1st: Priority Workers (Extraordinary ability aliens, multinational companies' executives/managers, outstanding prof./researchers)
2nd: Members of the Professions Holding Advanced Degrees or Persons of Exceptional Ability.
3rd: Skilled Workers, Professionals, and Other Workers (Unskilled.)
4th: “Special Immigrants” (Religious & others)
5th: Employment Creation (Investors)

*China and India EB-5 visa numbers for rural, high unemployment & infrastructure areas/projects are current.



Saturday, July 18, 2026

H-1B Visas for FY 2027 Have Been Used Up


On July 17, 2026, U.S. Citizenship and Immigration Services (USCIS) announced that it had received enough petitions to meet both the 65,000 regular H-1B cap and the 20,000 U.S. advanced degree exemption (the "master's cap").

Here are the key takeaways from the announcement:

  • No Second Lottery: Because the cap has been reached, USCIS will not conduct a second H-1B lottery for FY 2027.

  • Next Steps for Unselected Registrations: Unselected registrations expire with the FY 2027 cap season and do not roll over. If a beneficiary was not selected, their employer will need to wait until the FY 2028 registration period (expected in Spring 2027) or explore alternative visa/green card strategies.

  • Cap-Exempt Petitions Continue: USCIS continues to process and accept cap-exempt petitions. This includes extensions for current H-1B workers, changes of employer, amendments, and petitions filed by cap-exempt employers (like certain universities or non-profit research organizations).


The End of "Duration of Status": The New F-1 Visa Rule

If you are an international student studying in the U.S., you must take note of a new rule governing how long F-1 students can remain in the country.  On July 17, 2026, the Department of Homeland Security (DHS) published a final rule that has ended the long-standing policy of admission for "Duration of Status" (D/S).  Instead, starting September 15, 2026, when the new rule takes effect, F-1 students will be admitted for fixed periods only. 

This is a massive shift, and feeling anxious about what it means for your degree or your postgraduate plans is completely understandable. Let's break down exactly what this rule changes, why it matters, and how you can protect your F-1 status moving forward.

What Actually Changed

For decades, F-1 students were admitted to the U.S. for "D/S" — meaning you could stay as long as you were maintaining your student status, even if your program took longer than originally expected. The new rule replaces this flexibility with strict deadlines:

  • Four-Year Hard Cap: Students will now be admitted only until their program end date, with a maximum limit of four years. If your degree takes longer (like many PhD or medical programs), you will no longer have automatic buffer time.

  • Extensions Require USCIS Approval: If you need more time to finish your degree or start Optional Practical Training (OPT), your university's Designated School Official (DSO) can no longer simply update your I-20. You must formally file an Extension of Stay (EOS) via Form I-539 with U.S. Citizenship and Immigration Services (USCIS). This involves filing fees, biometric vetting, and background checks.

  • Shorter Grace Period: The post-completion grace period to leave the country, transfer schools, or change status has been cut in half — from 60 days to 30 days.

  • Strict Program Restrictions: Graduate students are generally prohibited from changing their educational objectives and can only transfer schools if granted a federal exemption for "extenuating circumstances". Furthermore, after finishing a program, students must progress to a higher degree level rather than pursuing another degree at the same or a lower level.

Impact of the New Rule

This rule represents a massive transfer of oversight from university educators to federal immigration authorities. The administration framed this change as a national security measure to prevent "visa abuse" and stop individuals from perpetually enrolling in courses to stay in the U.S. indefinitely.

However, the reality for genuine students is a significantly higher administrative burden. The traditional D/S system recognized that academic progress is rarely perfectly linear — research gets delayed, majors change, and graduate degrees often take longer than four years. Now, any deviation from your initial timeline transforms a simple academic advising issue into a federal immigration hurdle. Extensions are no longer a "rubber stamp"; DHS reviews each request fresh, and USCIS has the full discretion to deny it.

How to Avoid a Status Violation

The stakes for maintaining your legal status are now much higher. If you overstay your fixed admission date without filing a timely extension, you immediately begin accruing "unlawful presence," which can carry severe long-term immigration consequences. Here is how you can protect yourself:

  1. Check Your I-94 Relentlessly. If you travel internationally and re-enter the U.S. after September 15, 2026, your new I-94 will have a specific expiration date instead of "D/S". Memorize this date and set calendar reminders months in advance.

  2. File Extensions Early. If you need an Extension of Status for graduation or to begin OPT, do not wait. You must file for extension before your current authorized stay expires. As long as your filing is timely, you can legally continue studying while USCIS processes the application.

  3. Plan Academic Changes Carefully. Since transferring or changing your major (especially at the graduate level) now faces strict federal guardrails, you need to map out your academic trajectory early. If you are contemplating a transfer, consult your DSO long before making any academic moves.

  4. Understand the Transition Rules. If you are already in the U.S. under D/S when the rule takes effect on September 15, 2026, you can generally remain until the program end date on your current I-20 (or the end of your valid OPT) without needing to file an EOS. However, if you travel abroad and re-enter after that date, you will be subjected to the new fixed-date system immediately upon your return.

While this creates new logistical hurdles, careful planning and close communication with your university's international student office will be your best defense.  

(Immigration laws and policies change regularly.  If you have any questions regarding  this article, please visit www.1visa1.com to schedule a legal consultation.)  

Tuesday, June 23, 2026

Travel at Your Own Risk: What the Supreme Court's "Parole" Ruling Means for Green Card Holders

 

For most lawful permanent residents (LPRs), coming back to the U.S. from an international trip is as simple as showing a green card at the airport. But a major 6-3 Supreme Court decision handed down this Tuesday in Blanche v. Lau has fundamentally changed the rules for green card holders facing legal trouble.

The Court ruled that the Department of Homeland Security (DHS) can place returning green card holders on "immigration parole" instead of officially admitting them into the country—based only on pending criminal charges. Such a distinction has significant legal consequences.

The Case: Blanche v. Lau

The dispute centers on Muk Choi Lau, who became a permanent resident in 2007. In 2012, Lau was charged with trademark counterfeiting in New Jersey. While those charges were still pending—meaning he had not been convicted of any crime—he traveled abroad.

When Lau returned to John F. Kennedy International Airport, Customs and Border Protection (CBP) officers saw the pending charges. Instead of admitting him as a returning resident, they "paroled" him into the country for deferred inspection. Later, after Lau pleaded guilty to the state charges, the government used his "paroled" status to fast-track his removal from the country.

The Second Circuit Court of Appeals had previously ruled in Lau's favor, arguing that the government needed "clear and convincing evidence" of a disqualifying crime at the time he crossed the border, not just accusations. On Tuesday, the Supreme Court reversed that decision.

Parole vs. Admission: Why the Distinction Matters

To understand why this ruling is so significant, you have to look at how the Immigration and Nationality Act (INA) treats noncitizens. The law essentially features two different tracks for removing someone from the U.S.:

Admitted Individuals: Individuals who have been admitted legally to the U.S. are subject to more legal protection when the Government wants to remove them from the country. They are subject to grounds of deportability under the INA. They are presumed to have the right to remain in the country unless the Government can prove otherwise. The Government (DHS) must prove deportability by "clear and convincing evidence" that a person is deportable, which is a relatively high bar. To be deported for a crime, the law generally requires a formal, finalized conviction in a court of law. Mere accusations, arrests, or pending charges are usually not enough to trigger deportability.

Paroled Individuals: In contrast, paroled individuals are considered legally outside the country despite their physical presence. The foreign national must prove "clearly and beyond doubt" that they are legally entitled to enter the U.S. and that no grounds of inadmissibility apply to them. The grounds for inadmissibility are vastly broader than those for deportability. A formal conviction is often not required. An immigration officer can declare someone inadmissible simply if the person admits to committing the essential elements of certain crimes (like drug offenses or crimes involving moral turpitude). Furthermore, for drug trafficking, an officer only needs a "reason to believe" the person is involved.

By placing a green card holder on "parole," the government effectively halt their entry. The individual is physically allowed to go home, but legally, they are still standing at the border. If the pending criminal charges later result in a conviction, DHS can seamlessly move to deport them under the harsher "inadmissibility" rules rather than the standard deportation process designed to protect established residents.

The Supreme Court's Ruling

The Court's 6-3 majority sided with the administration, emphasizing an expansive view of executive authority over immigration at the border.

The ruling establishes that border officers do not need clear and convincing proof of a crime at the exact moment a green card holder returns. Suspicion of a crime—such as a pending state charge—is legally sufficient for an immigration officer to deny standard admission and use the parole loophole. The government successfully argued that requiring border agents to definitively prove criminal conduct on the spot, often without full access to local evidence, was an impractical burden.

Warning: Travel at Your Own Risk

This decision is a massive red flag for any lawful permanent resident dealing with the criminal justice system. The legal presumption that a green card guarantees smooth reentry has officially given way to border enforcement discretion.

If you are an LPR with unresolved criminal charges, accusations, or pending court dates, traveling internationally carries severe immigration risks. Leaving the U.S. could result in your being placed you in expedited removal proceedings upon your return.

Always consult an immigration attorney before booking a flight if you have any pending matters in the criminal justice system. When in doubt, stay in the U.S. until your legal matters are completely resolved.

Monday, June 15, 2026

What the New Banking Rules Mean for the Immigrant Community

On May 19, 2026, President Trump signed Executive Order 14406, titled "Restoring Integrity to America's Financial System."  The executive order directs federal financial agencies (like the Treasury Department and the Consumer Financial Protection Bureau) to change how banks view customers who are non-citizens, particularly those without legal work authorization.

The administration’s stated reasoning is that lending money or providing bank accounts to individuals who face a risk of deportation creates financial and credit risks for banks. In response, the government is introducing stricter rules that pressure banks into screening for citizenship status under the umbrella of "risk management."

How Does This Impact Immigrants Bank Accounts?

The order sets up a series of changes over the coming months. Here is what you need to look out for:

  • More Scrutiny on ITINs and Consular Cards: Many immigrants use an Individual Taxpayer Identification Number (ITIN) or foreign consular IDs (like Mexico’s matrĂ­cula consular) to open accounts safely. Under the new guidelines, federal agencies are flagging the use of these documents as "red flags" that require banks to do extra compliance checks.

  • Harder Access to Credit and Loans: The order instructs regulators to allow banks to consider a person’s potential deportation or sudden loss of wages as a negative factor when deciding if they qualify for a credit card, auto loan, or mortgage.

  • Increased Documentation Requests: You may receive letters or emails from your bank asking you to update your address, confirm your identity, or provide your latest documentation.

What the Executive Order Does NOT Do?

Because misinformation spreads fast, it is vital to know the limits of this policy:

  • No automatic closing or freezing accounts: There is no law or order stating that banks must instantly shut down accounts belonging to undocumented individuals. However, individual banks may decide to change their account policies.

  • No immigration agents at your bank: This is a banking regulation issued to financial institutions, not a measure carried out by immigration enforcement officers inside bank branches.

  • It does not make ITINs illegal: Filing taxes and using an ITIN remains perfectly legal. The order simply means banks will ask more questions if you use one.

How to Protect Your Finances?

Reacting out of fear—such as withdrawing all your cash and hiding it under a mattress—can actually put you at a greater risk for theft or loss. These changes should have no impact on most individuals who are legal in the United States.  The following are some practical tips for immigrants: 

1. Do Not Ignore Your Bank’s Mail 

If your bank reaches out asking for updated identification, verification of your address, or other standard information, respond promptly. Ignoring these letters is the fastest way to get your account restricted or frozen due to compliance issues.

2. Keep Your Money in More Than One Place

Because individual banks are being pressured to minimize "risk," some institutions might choose to quietly close accounts they deem complicated. To protect yourself, consider keeping your money split across more than one financial institution (for example, a major national bank and a local community credit union). If one account faces issues, you will still have access to funds elsewhere.

3. Rely on Trusted Sources, Not Social Media

New banking rules and changes are likely to be implemented in coming months. If you are unsure about a letter you received from your bank, or if you want to know how your specific immigration status impacts your finances, reach out to a trusted, licensed immigration attorney or a local immigrant rights organization.  Your CPA or accountant may also answer questions regarding your bank accounts and finances.  Do not rely on social media information.

(Immigration laws and policies change regularly.  If you have any questions regarding  this article, please visit www.1visa1.com to schedule a legal consultation.)